Like most people, no doubt you have seen the headlines surrounding the case of missing person Melissa Caddick. The issues surrounding Ms Caddick’s disappearance and the business where it is alleged she was using millions of dollars of clients money to fund her lavish lifestyle are still under investigation. This case is a timely reminder to anyone…
We keep seeing the B word. Global markets have risen to record highs since the sharp falls we saw last March. Large technology stocks have had a particularly strong run. So, are we in bubble territory? And what, if anything, can investors do about it? To a hushed audience, the sage central banker adjusted his…
After spending their working life building retirement savings, many retirees are often reluctant to eat into their “nest egg” too quickly. This is understandable, given that we are living longer than previous generations and may need to pay for aged care and health costs later in life. But this cautious approach also means many retirees…
Whether it’s through inheritance or marriage breakdown, women often come into large sums of money. Sadly, this sudden wealth is frequently accompanied by a need to be generous to other family members when really, we should be focusing on our own financial security and independence. “Women are over-represented in poverty statistics” While no adult should…
It’s an uncomfortable truth, knowing that one day we will pass away. No-one likes to think about the distress it will cause their loved ones or what kind of burden they’ll be left with. That’s why death is often considered a taboo topic of conversation, along with money and politics. When you pass away, hospitals…
If you were working towards a retirement date and Coronavirus has meant a change of plans, it can be hard to move the goal posts. Could you gradually reduce your hours to make stretching out your years at work more do-able? If your work is stressful, consider whether you could reduce or change your responsibilities….
2020 didn’t exactly turn out the way I or many expected a year ago. For Australia, the year started badly as severe drought had given way to the worst bushfires on record. But just as the bushfires were receding it gave way to the coronavirus pandemic. Every year has a big surprise – or what…
COVID-19 has created uncertainty everywhere and impacted not just our health but our wealth too. From millennials to retirees, we’ve had to review our finances and adapt to the changing environment. We’ve seen volatile share markets, slashed dividends on bank stocks, record-low interest rates and sectors like airlines, tourism and traditional retail struggling to survive….
The traditional festive holiday season is likely to be a little different this year, but one thing is likely to remain the same – the temptation to spend and the post-Christmas budget hangover. Last year Australians spent about $1000 each for Christmas on presents, decorations, travel and charity donations. For 28 per cent of us,…
Australians are generous when it comes to opening their wallet for a good cause. But you may have reached a point in life where you want to make a more substantial contribution with control over how your money is spent. You may also wish to get your children involved to instil shared values. While it…
