First, we had to brush up our understanding of inflation and what it means for our hip pocket and our investments. Now the term stagflation is being thrown into the economic mix. For those with long memories, stagflation is a reminder of the late 1970s and early 1980s when the world economy fell into what…
As the Coronavirus continues to spread, many people are naturally fearful for their health, their livelihoods and those they care for. During times of great uncertainty, it’s natural to be anxious however it’s also important to keep things in perspective. In this time of crisis, it’s important to remember that medical professionals and infectious disease…
In the current climate, many businesses are needing to make changes to accommodate staff working remotely. If you are able to work from home the ensuing changes to your work habits can be challenging to negotiate, however there are things you can do to ensure that you maintain productivity and motivation while you’re not in…
It’s a different world The Coronavirus pandemic has disrupted every aspect of our daily lives from workplace closures to schooling children at home, from lockdowns to panic buying. Globally, as of 13 April 2020, there have been 1,776,867 confirmed cases, including 111,828 deaths reported to the World Health Organisation. In Australia, from Jan 26 to 13 Apr 2020, there…
We have recently seen an increase in online scammers reaching out to access your computer, unfortunately a few of our clients have fallen victim to this. Its timely to remind everyone about online scams. Below is an article from the ACCC scam watch website. There is some important information in it. Scammers are increasingly catching…
Do you have a small business with a partner or a family owned business and it’s a business that will continue after you have decided to exit or retire? Do you have a succession plan in your business? Somewhere around 70% of small businesses do not have simple agreements in place to protect the…
As a financial adviser I have had many conversations with my clients about the need to have a plan for your business and personal affairs should tragedy strike you or a family member. Time and time again I hear: “I will get around to it”, “I have a Will I did it years ago, its…
Here’s a confronting question: what would you do if the main breadwinner in your household could no longer bring in an income? Do you have a Plan B? Most people don’t. That’s where insurance comes in. Curve balls. They’re unexpected, often deceptive and it’s impossible to predict their trajectory. That’s why they’re so devastating –…
