It’s an unfortunate reality, but all of us will face a crisis at some time. We have no control over what kind of crisis hits us. But the impact on us and our family will depend largely on how we respond to it. Your response is wholly in your control so it’s crucial to have…
It’s the most wonderful time of the year. It’s summer; there’s plenty of parties on the horizon; a work bonus is on the cards; and sales are everywhere. What’s not to love about the lead-up to the festive season? Is it that you’ve put on too much of the holiday spend on your credit card?…
Every generation thinks life will be different – and of course, each one is right – but when it comes to planning for the future, while we’re young we have a habit of thinking there is still plenty of time. After all, when you’re in your mid-thirties or even early forties, retirement is still decades…
Integra Financial Services director and financial adviser Deborah Kent appears on Secrets of the Money Masters with soccer star Kyah Simon. In this chat, she discusses what some Australians might not know about property investing. Do you think there’s a general preference for investing in property in Australia? Yes, definitely. Investment properties seem to be the thing…
We have recently seen an increase in online scammers reaching out to access your computer, unfortunately a few of our clients have fallen victim to this. Its timely to remind everyone about online scams. Below is an article from the ACCC scam watch website. There is some important information in it. Scammers are increasingly catching…
There are a million health and fitness plans out there, but which ones work and which ones are just fads? Here are five simple facts to help you make your own decisions when it comes to living a healthy and happy life. Get the right amount of sleep How much sleep is enough? According to…
Life is busy, between maintaining your family life, career, keeping fit and going to the gym, keeping up your social life and maybe finding time for a holiday; it’s hard to fit everything in! “Budget, Super, Insurance, Mortgage, Finances, Estate planning; what do I need? I haven’t looked at it, I’m too busy can you…
Do you have a small business with a partner or a family owned business and it’s a business that will continue after you have decided to exit or retire? Do you have a succession plan in your business? Somewhere around 70% of small businesses do not have simple agreements in place to protect the…
We’ve all seen the headlines – ‘Housing affordability crisis’, ‘Will Gen Y ever own a home?’, ‘Young buyers turn to bank of mum and dad’ etc. Yet despite media reports of an ‘affordability crisis’ in the Australian housing market, recent research1 shows that one in every five Australians owns an investment property – an increase…
As a financial adviser I have had many conversations with my clients about the need to have a plan for your business and personal affairs should tragedy strike you or a family member. Time and time again I hear: “I will get around to it”, “I have a Will I did it years ago, its…
